PROPERTY INVESTMENT CALCULATOR Use [Tab] key after making an entry to go to the next field 1. Market Value (how much is the property worth?) £ 2. BMV (what percentage discount will you negotiate on the property?) % £ 3. Purchase Price (based on your negotiated discount) £ 4. LTV (what percentage of the Purchase Price will you secure as mortgage loan? Use 75% if unsure) % £ 5. Deposit (based on you borrowing the rest as a mortgage) % £ 6. How much will the Stamp Duty be? (use 3% if Purchase Price is £125,000 & under) % £ 7. Legal Fees and disbursements (use £1,500 if unsure) £ 8. Mortgage Broker Fee (use £495 if unsure) £ 9. Mortgage Valuation (use £495 if unsure) £ 10. Any other admin fees you can think of? £ 11. Personal Guarantee (if buying through a limited company, allow £100 for this per person) £ 12. Mortgage Interest Rate (use 5% if unsure) % 13. Monthly Mortgage (based on interest only mortgage) £ 14. Rent per month (this can be actual or estimated) £ 15. Rental Management Fee (use 10% if unsure) % £ 16. Ground Rent per annum £ 17. Service Charge per annum £ 18. Early Redemption Fee (use 3% if unsure) % £ 19. Yield % 20. Finder's Fee (will you pay a sourcer to find this deal for you? Use £5,000 if unsure) £ 21. Buildings Insurance per annum £ 22. Contingency (est repair/refurb/modernising costs if any) £ 23. Acquisition Cost plus Contingency (this is how much money you will need to have set aside for this property project) £ 24. Cashflow per year £ 25. Cashflow per month £ 26. Equity in Property after purchasing £ SELL AFTER 1 YEAR 1. Capital Growth (by what percentage will this property appreciate in one year?) % 2. Sale Price after 1 year (incl 2% Estate Agent's Fee) £ 3. Profit (this is the profit you will make after selling)* £ 4. Return on Capital Employed* % 5. TOTAL CASH AVAILABLE (this is the money you spent initially plus your profit)* £ *ASSUMPTIONS legal fees for sale calculated as the same figure you inserted previously (when purchasing) the calculation has accounted for your annual rental cashflow profit/loss this is a pre-tax calculation REMORTGAGE AFTER 1 YEAR 1. Value after 1 year is (based on Capital Growth %) £ 2. Remortgage LTV (use 75% if unsure) % 3. Cash Available after remortgage* £ *ASSUMPTIONS legal fees for sale calculated as the same figure you inserted previously (when purchasing) mortgage associated fees calculated as the same figures you inserted previously (when purchasing) the calculation has accounted for your annual rental cashflow profit/loss this is a pre-tax calculation Email address: Name: Phone (optional): Download my summary! Download your results Share on: